Buy before you sell. Move once, stress less, unlock your equity.
Catapult empowers Bay Area homeowners to purchase their next home before selling the current one — no double mortgage, no bridge loans, no moving twice. For an industry low cost.
As a homeowner, buying a new home before selling yours can be so difficult. We’re here to help.
Your equity is locked in your current home
You can’t qualify for a second mortgage due to debt-to-income limits
Sellers don’t accept contingent offers in the Bay Area
You don’t want to move twice or live in temporary housing
Move on your timeline
Shop for a new home on your timeline. Move out of your current home, directly into your new one. No temporary housing required.
Choose your own team
We can help connect you with real estate agents and lenders we know well. Or you can use your own. The choice is yours.
No up-front costs
We only make money when your home sells on the open market. Catapult's fees are often a fraction of other options, and can be as low as zero for select clients. You never pay us up-front or receive monthly bills.
Shop with confidence
With us, banks treat your current home’s mortgage as if it’s zero, and you secure mortgage financing. Most of our clients make strong, non-contingent offers. With us, you can shop for your dream home with confidence.
The Catapult way: buy first, sell later – without the stress.
There are no upfront costs. We are not iBuyers or home flippers. Our product helps you buy your new home first, move just once, and then sell your current home on the open market.
Our process is simple and powerful. Here are the four steps.
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Catapult starts with a First Payment. Not a loan - this is direct capital we wire to our clients.
This empowers you to (a) get underwritten for a new mortgage even if you have a current one (b) helps cover some, sometimes all, of the down payment.
The First Payment is up to 80% of the value of your home - the rest is sent to you when your home sells on the open market.
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Next you go shopping! Why shop for a home if you don’t know how you will pay for it? With Catapult, we fix that and empower you to make strong, non-contingent offers. And our clients win!
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When you find a new home, everything happens concurrently in escrow: our First Payment is sent to you and you buy your new home. You move just once, right into your new home. And you current home’s mortgage payments go to zero, too.
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Then you pick any agent and get your home prepped to shine on the open market. When you home sells, you get a Second Payment from us equaling the net sale price minus our First Payment and our fee. All clients pay nothing upfront and many pay nothing at all.
Why Catapult is your best solution
There are no upfront costs. We are not iBuyers or home flippers. Our product helps you buy your new home first, move just once, and then sell your current home on the open market.
Feature
Catapult
Others
Buy First, Move Once
Simple, fast process
Zero Up-front Costs or Paperwork
Pick Any Mortgage Lender
Pick Any Listing Agent
No Monthly Fees or Interest
Low or Zero Fees in Total
Personalized Strategy
You probably have a few questions.
We’ve rounded up the most common ones here to help you understand how Catapult works. If you’re an agent and have specific questions, head over to our agents page.
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Schedule a call or drop us an email or call us at (408) 868-8156. We'll get back to you within one business day.
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No upfront fees or deposits. Zero. We only collect our fee from the final sale of your home on the open market. Catapult's fees are often a fraction of other options that help you buy first and sell second. And for select clients, Catapult is free!
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It's fast and simple. Seriously. We don’t need any paperwork from you. We don’t need your credit score or paystubs. After our first call, we ask for some simple information about your home and from there it will take a day or two, not weeks, to finalize things.
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We currently work with homeowners in Northern California, the greater San Francisco Bay Area, and select markets in Southern California.
This service will be most valuable for homeowners with mortgage balances under 75% of the home’s value. The home can be a single family, condo, townhome, or duplex. -
We are homeowners. When we tried to move, we realized homeowners have two bad choices: (1) move out first, find temporary housing, sell their home, and only then shop for a new one; or, (2) take on an expensive bridge loan or a second mortgage - if they can even get one - and have tons of extra costs and stress.
There had to be a better way! We built Catapult empower homeowners to move as freely as renters can - low stress, low friction, just get your new home and move into it and sell your old home later.
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Quite the opposite, actually. We do not even have our own listing agents! We believe that as a homeowner, you get the best outcomes when you have a wide range of top local agents to choose from, from top brokerages like Compass and Intero. That's why we give our clients full discretion to work with any agent they like.
We do partner with highly regarded real estate agents and can connect you to any of them. Agents do not pay to be in our network. You can also choose an agent on your own, and we'll happily work with them on the sale.
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The more your home sells for on the open market, the more you make from the sale. Catapult charges a flat fee, which we disclose right up front after our first call with you. Some companies charge a percentage, which we feel is unfair. Why should you pay more for the same service simply because your home sold for more? We don’t play those games - our fee is fixed.
You will get whatever the home sells for on the open market, minus the First Payment we already sent you, our fee, and the typical selling costs you would incur selling a home even if you didn’t work with us (such as: listing agent fees, escrow fees, etc.).
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We are not an iBuyer. With iBuyers, the less they pay you for your home to acquire it, the more profit they stand to make when they later sell it. This is a terrible setup for homeowners.
With Catapult, the more your home sells for, the more you make. Period. Our fee is fixed, and we are aligned with our customers to get the highest price for their home.
Ready to buy before you sell?
Chat with a Catapult expert to see if you qualify. It’s fast, free, and there’s no obligation.
or call us at (408) 868-8156